I have never found making decisions about my future easy. I have for the most part taken the bird in the hand approach. The one time I haven't, I paid dearly - financially. Now the question becomes do I learn from my mistake by not taking another risk or do I just keep trying. The old adages, Try, try again, and when you fall off a bike, you need to get back on or you'll never learn to ride, come to mind.
Then of course timing come in to play. Is this the right time for a risk or just to hang steady. With the current state of the economy, I feel safest with a bird in the hand, however I find both hands empty but the bush is full.